Savings Planning
Savings are the foundation of financial growth—but it’s more than setting money aside. At Make My Bank, we help individuals, families, and entrepreneurs create smart, goal-driven, and tax-efficient savings plans—whether for a home, education, emergencies, or investments.
What We Offer
Financial Goal Mapping
- Understand your short, medium, and long-term savings goals
- Plan for goals like vacation, gadgets, home purchase, education, etc.
- Prioritize based on urgency and value alignment
Savings Product Matching
- Match goals to FD, RD, liquid funds, flexi deposits, and digital instruments
- Help with high-interest options and goal-based savings accounts
- Educate on lock-in, interest compounding, and liquidity balance
Emergency Fund Setup
- Calculate 3 to 6 months of expense reserve
- Automate and ringfence emergency corpus
- Integrate insurance and contingency strategies
Tax-Optimized Saving
- Use 80C, 80D, and other rebates to reduce tax burden
- Choose ELSS, PPF, SSY, or NPS as per profile
- Align tax-saving with actual goal timelines
